(a) Liquidity ratio is fixed by the Reserve Bank of India under the powers conferred on it by ? Answer : Banking Regulation Act,1949 (b) Every bank wishing to commence banking business in India is required to obtain a licence from ? Answer : Reserve Bank of India (c) The Differential Rates of Interest (DRI) Schemes is operative since ? Answer : 1972 (d) Indian Apex Institution in the field of Industrial finance : Answer : Industrial Development bank of India (e) Kisan Credit card can be used for financing? Answer : Production needs and...

Sovereign Gold Bond Question 1.  What is Sovereign Gold Bond (SGB)? Answer :  Sovereign Gold Bond (SGBs) are government securities denominated in grams of gold. They are the substitutes for holding physical gold. Investors have to pay the issue price in cash and the bonds will be redeemed in cash on maturity. Question 2 : Which Agency in India is responsible for issuing Sovereign Gold Bond? Answer : Reserve Bank of India(RBI) Question 3 : Why an Investor or Individual should buy Sovereign Gold Bond (SGB) rather than physical gold? Its...

Financial Awareness for Banking Exams FIRST IN BANKING The First Bank in India – Bank of Hindustan First Governor of RBI – Mr. Osborne Smith First Indian governor of RBI – Mr. C D Deshmukh First Bank to Introduce ATM in India – HSBC First Bank to introduce saving Bank in India – Presidency bank in 1830 First Bank to Introduce Cheque system in India – Bengal Bank  in 1784 First Bank to introduce Internet Banking – ICICI BANK First Bank to introduce Mutual Fund – State Bank of India First Bank to introduce Credit Card...

Posted on Jun 19 2016 - 2:19am by iasstudy
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Father’s Day in India (Sunday, June 19) It’s a day to honor father and celebrating fatherhood, paternal bonds and the influence of father in family & society. Lets elaborate the meaning of Father: F:  Friendly behavior A:  Attractive T:  Talented H: Honest E: Enemy Destroyer R: Respected Definition of Father : Father is a Great man who sacrifice his full life for his family without any wish. Let’s celebrate this day.       Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook...

Passenger Centric Amendments Ministry of Civil Aviation Announces Proposed Passenger Centric Amendments Passenger Centric Amendments   The Minister for Civil Aviation Shri  Ashok Gajapathi Raju whispered that his Ministry was committed not only to the growth of the Airline industry  but too to ensure that flying designed for most Indians becomes a pleasant skill.  In keeping with this commitment he along with MOS Dr. Mahesh Sharma, presided over a presentation complete by DGCA with observe to Passenger Centric Initiatives.  ...

President to visit 3 African countries from June 12 With India wearisome to boost its relations with African countries, President Pranab Mukherjee will board lying on a six-day visit to Ghana, Cote dIvoire and Namibia from June 12. This will exist original increasingly stay of the President to Cote dIvoire after in cooperation countries recognized diplomatic relations, even as it will be alive the first by the side of the uppermost plane in in excess of two decades to Namibia. During his trip, Mr. Mukherjee will live accompanied by a Minister...

Posted on Jun 7 2016 - 5:04pm by iasstudy
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Youth Unemployment in India   The existing demography of India, with its young populace, would live a bliss for many nations including the urban. For India, the elderly reliance ratio is a measly 9%, as for Germany it is 32%, Japan, 33%, Greece, 33%, US, 22%. India has 50% of its population under 25 being, 65% underneath 35 time and by 2020 it is predicted that an average Indian will exist 29 being elderly, as for China and Japan it will be alive 37 and 48 being respectively. Any blessing, condition sloppily dealt with, will guide...

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India-Qatar Joint Statement during the PM’s visit to Qatar 1. On the invitation of His Highness Sheikh Tamim Bin Hamad Al-Thani, Emir of the State of Qatar, Hon’ble Prime Minister of the Republic of India, Shri Narendra Modi remunerated a two-day official appointment to the State of Qatar on or after 4-5 June, 2016. 2. His Highness the Emir customary Prime Minister Modi on 5 June by the Amiri Diwan and exchanged views on two-pronged, regional and polygonal issues of common attention. The wide-ranging negotiations were held in...

Prime Minister Narendra Modi “Start Up India” initiative Prime Minister Narendra Modi’s idea to ease compliances and regulations for startups was what led to “Startup India” New Delhi’s Vigyan Bhawan, the venue where the event was being in custody was full with 2000-odd startup Founders, Investors and enthusiasts alike. Over 1.5 lac people sought to attend the event, I sense fluky that I was there to witness times past in the making. Now, meant for people akin to us, startup Founders, this had been one...